Probably the second most common question is “How much can I borrow” and once again that depends on many things. You might be able to give up alcohol or gym membership, sell your Ducati or cancel a subscription.

This excellent calculator allows you to play with all of the possibilities.

IMPORTANT NOTE: this is a generic calculator and results may bear no resemblance to the results from any one lender’s calculations. Each lender has differences in how they treat income such as casual, overtime, bonuses and commission. Check with your mortgage broker.